...there are calamities for testing and for punishment—there are also accidents, plain cause and effect!
- Shoghi Effendi (From a letter dated 19 March 1946 written on behalf of Shoghi Effendi to an individual believer; included in a Memorandum by the Research Department of the Universal House of Justice dated 5 September 2006 concerning “Baha’i perspective on the concept of ‘karma’”; Baha’i Library Online)